Browsed by
Category: Lenders

Rate: the spread on mortgages with the fixed rate

Rate: the spread on mortgages with the fixed rate

The EURIRS rate is one of the reference financial indices used to calculate the interest to be paid on a loan for the purchase of a property. Like any loan, the loan also requires the recognition of an interest rate to the bank that provides the amount: this rate can be variable (if interested, click here for the trend in mortgage rates ), then linked to the performance of certain international rates, or fixed, which does not change for the…

Read More Read More

Discount rate: variable interest payments

Discount rate: variable interest payments

The ECB discount rate is the reference index for many variable rate mortgages, whose interests follow the trend of this international rate. The discount rate is one of the main tools available to the European Central Bank (ECB) to influence the economy and the performance of the financial markets: it in fact measures the interest rate that the banks pay to borrow money from the ECB for finance its operations, such as loans and mortgages. As a result, the more…

Read More Read More

Mortgage with residual debt

Mortgage with residual debt

Not a pleasant situation; sell your house and leave a residual debt. What now? Can you get a new mortgage now for a new home? And how do you pay the residual debt? We have sorted out everything about a mortgage with residual debt. What is a residual debt? Is your home now under water, so is your mortgage debt higher than the value of the property? Then it is to be expected that if you sell the house now,…

Read More Read More

Find your preferred loan online and you can borrow immediately

Find your preferred loan online and you can borrow immediately

Take advantage of the great credit options on the Internet and you can borrow 1000 euros immediately. Just take the initiative and get the right loan online! You can borrow 1000 euros immediately for a loan No matter what your financial situation may look, the right loan can be found quickly on the internet. This also applies if you want to lend money free of debt. Online, a whole market has formed around the credit without Schufa. This means that…

Read More Read More